India’s financial services sector has been reshaped in the last decade by the rapid adoption of smartphones, UPI payments, and digital-first solutions. With over 14 billion UPI transactions in January 2025, access to digital money has become mainstream. Yet when it comes to borrowing, many Indians continue to face barriers with traditional banks — lengthy […]
MoneyView Review: Inside the App Changing How Indians Borrow Read More »
India’s financial landscape has changed dramatically in the past decade. The spread of smartphones, combined with the rise of digital payment systems, has opened doors for millions who once struggled to access basic financial services. In January 2025 alone, the National Payments Corporation of India reported more than 14 billion UPI transactions, a figure unimaginable
TrueBalance Review: Can a Mobile App Redefine Lending for Millions in India? Read More »
Zero balance saving account banks are reshaping India’s financial architecture. These accounts do not demand a minimum monthly balance and have emerged as essential tools for financial inclusion. From urban gig workers to rural households, the accessibility of such products is expanding access to the formal banking system, particularly for those who previously lacked one.
Zero Balance Saving Account Banks: What Changed in 2025 and Why It Matters Read More »
Startup funding in India has become a proving ground for ambition, strategy, and execution. With over 110,000 recognized startups and nearly 100 unicorns, India’s innovation economy is expanding rapidly. Yet, less than 4 percent of these ventures raise institutional capital, and fewer than 10 percent survive beyond five years. The process of securing funds has
Startup Funding in India Has Changed Forever. Are You Ready to Adapt? Read More »
Across India’s urban and semi-urban landscapes, a quiet recalibration of how people borrow money is underway. As more individuals begin to explore what is an unsecured loan, the process of borrowing is shifting from pledging gold and farmland to tapping mobile apps for instant credit. With a few taps and scanned documents, many are receiving
What Is an Unsecured Loan? Fast Funds, No Property, Just Your Promise Read More »
In a second-floor apartment in Delhi’s Lajpat Nagar, 32-year-old Rajeev Mehta runs his graphic design business from a borrowed desk. His laptop is old. His client payments come in late. But he gets by—largely due to a revolving credit line of ₹3 lakhs from his bank. “If the payments don’t come in on time, I
How to Use Credit Line in India Without Falling Into a Trap Read More »
Cheaper home loans in India are becoming a financial reality. For lakhs of salaried professionals, the math is finally making sense. Builders are recalibrating their launch strategies. Banks are retooling their mortgage portfolios. And middle-class families, once stalled by rising EMIs and uncertain income growth, are now returning to the property market with renewed intent.
Credit growth picks up as cheaper home loans in India gain traction Read More »
Across India, small entrepreneurs are actively seeking solutions on how to get a business loan without collateral in India. What was once a far-fetched idea has now become an achievable path—one built on financial innovation, government-backed schemes, and changing credit models. In a modest tailoring shop in Surat’s old city, 28-year-old Krishna Yadav examines fabric
How to Get a Business Loan Without Collateral in India Read More »
In India, salary slips are considered a primary document by most lenders to gauge an applicant’s creditworthiness. But what if you are self-employed, a freelancer, a gig worker, or simply do not receive a conventional salary slip? The Reserve Bank of India (RBI) recognizes that the economy is evolving and so must the definition of
How to Get a Personal Loan Without a Salary Slip and Still Get Approved Quickly Read More »
